Have you ever heard of the place “Some Isle” — really spelled “Someday I’ll”? Brian Tracy talks about it in his famous book, “No Excuses.” Someday I’ll… quit my job and go for my dream job. Someday I’ll… start a blog. Someday I’ll.. get that beach body. Someday I’ll…. [insert whatever you have been putting […]
budget
THIS IS HOW MUCH DEBT WE CURRENTLY HAVE
Have you ever been so excited about something that you were practically bursting at the seams? Maybe it was Christmas Eve as a small child, and the anticipation of getting new toys was almost more than you could take. Maybe it was the night before you were about to leave on a big exciting vacation. […]
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HOW TO DATE EVEN IF YOU HAVE DEBT
Are you in debt? Still want to have a love life? Have no fear. You can be a total Scrooge when it comes to spending money and still date while you’re in debt. This list is applicable whether you are single, married, have no kids, or tons of them. Since Valentine’s Day is this week, […]
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4 THINGS YOU SHOULD BE DOING WITH YOUR STUDENT LOANS WHILE IN SCHOOL
Have you ever wished that you could go back in time and do something over again? I know I have felt that way PLENTY of times in my life. One of the things I wish I could do over again is that I would be more mindful with our student loans while we were still […]
HOW TO CELEBRATE CHRISTMAS ON A BUDGET
The holiday season can get expensive. And I mean like, really expensive. It seems like this time of year there are SO many things to spend money on– gifts, activities, taxes are due soon, all kinds of accounting issues and bills that need to be paid by the end of the year, etc. Does it […]
A GROCERY BUDGET FOR 3 – What we buy and what we spend
Have you had a hard time setting up your grocery budget for 3? I know I have! In fact, our grocery budget is easily the hardest part of our budget. Things can really spiral out of control in our grocery budget if we don’t carefully plan for it. And sometimes I feel SO overwhelmed by […]
HOW TO DO A BEACH VACATION ON A BUDGET
Are you paying off tons of debt, but feel like you NEED a beach vacation? It might be surprising that we take vacations while we are still paying off six figures of debt. When you are paying off big debt like we are, you have to be in it for the long haul. Small, inexpensive vacations rejuvenate […]
CHEAP OR FREE FALL BUCKET LIST ACTIVITIES
Please don’t hate me for what I’m about to say. I know it is not a popular opinion. Here it goes. I am not a person who adores fall. Not that there is anything wrong with fall, but simply for the fact that it represents the close of summer and basically the start of winter. […]
20 FINANCIAL GOALS FOR YOUR 30’S THAT YOU SHOULD SET RIGHT NOW
You know what they say, the first 30 years of childhood are the hardest. 😉 Last weekend I turned the big 3-0. I told myself last year that I wasn’t going to get upset about turning 30, and I am proud to say that I didn’t. There is power in positive thinking! Plus as everyone knows, […]
HOW TO TAKE A VACATION ON A BUDGET
Ah, it is starting to smell like the sweet smells of summer around here. Freshly cut grass, chlorine, warm rain, you know, all those good smells. Summer always has me thinking about vacation. Vacations are trickier these days now that we are whittling away at paying off our $600k of student loan debt. Despite […]