Have you ever heard of the place “Some Isle” — really spelled “Someday I’ll”? Brian Tracy talks about it in his famous book, “No Excuses.” Someday I’ll… quit my job and go for my dream job. Someday I’ll… start a blog. Someday I’ll.. get that beach body. Someday I’ll…. [insert whatever you have been putting …

HOW TO GET A BEACH BODY ON A BUDGETRead More »

Have you ever been so excited about something that you were practically bursting at the seams? Maybe it was Christmas Eve as a small child, and the anticipation of getting new toys was almost more than you could take. Maybe it was the night before you were about to leave on a big exciting vacation. …

THIS IS HOW MUCH DEBT WE CURRENTLY HAVERead More »

Are you in debt? Still want to have a love life? Have no fear. You can be a total Scrooge when it comes to spending money and still date while you’re in debt. This list is applicable whether you are single, married, have no kids, or tons of them. Since Valentine’s Day is this week, …

HOW TO DATE EVEN IF YOU HAVE DEBTRead More »

Have you had a hard time setting up your grocery budget for 3? I know I have! In fact, our grocery budget is easily the hardest part of our budget. Things can really spiral out of control in our grocery budget if we don’t carefully plan for it. And sometimes I feel SO overwhelmed by …

A GROCERY BUDGET FOR 3 – What we buy and what we spendRead More »

Please don’t hate me for what I’m about to say. I know it is not a popular opinion. Here it goes. I am not a person who adores fall. Not that there is anything wrong with fall, but simply for the fact that it represents the close of summer and basically the start of winter. …

CHEAP OR FREE FALL BUCKET LIST ACTIVITIESRead More »

  Ah, it is starting to smell like the sweet smells of summer around here. Freshly cut grass, chlorine, warm rain, you know, all those good smells. Summer always has me thinking about vacation. Vacations are trickier these days now that we are whittling away at paying off our $600k of student loan debt.  Despite …

HOW TO TAKE A VACATION ON A BUDGETRead More »