CONSOLIDATE CREDIT CARD DEBT WITHOUT HURTING YOUR CREDIT

You can consolidate credit card debt without hurting your credit by being mindful of your credit utilization and waiting until you have an offer before allowing a lender to do a hard credit inquiry.  I think I speak for all humans every where (except for bankers) when I say, credit card debt is the absolute …

HOW TO CONSOLIDATE CREDIT CARD DEBT WITHOUT HURTING YOUR CREDITRead More »

Looking for an app that helps you pay off debt? We got you.  Paidback is an app that helps pay off debt.  I don’t know about for you, but for me, paying off debt initially felt extremely overwhelming. There are so many different conflicting opinions on which debt to pay off first, whether you should …

APP THAT HELPS PAY OFF DEBTRead More »

smartest way to pay off credit card debt

When it comes to getting things done, there are typically two ways to do things: the smart way, and the not smart way. And that’s certainly true for paying off credit card debt. The smartest way to pay off credit card debt is to minimize the amount of interest that you pay each month, which …

WHAT IS THE SMARTEST WAY TO PAY OFF CREDIT CARD DEBT?Read More »

Can you remember the days before everyone had smart phones and you had to either learn the area where you were driving or rely on a physical map to guide you? I can remember getting lost SO often before GPS and Google maps existed. I had such a hard time getting my bearings especially if …

HOW TO MAKE A BUDGET TO PAY OFF CREDIT CARD DEBTRead More »

does affirm affect your credit score

In the short term, Affirm likely does not impact your credit score, but Affirm can affect your credit score over time. Here’s how.  Affirm is a company that offers a buy now pay later financing method for every day purchases. Affirm offers small installment loans as a payment method rather than using a credit card …

DOES AFFIRM AFFECT YOUR CREDIT SCORE?Read More »

When it comes to paying off debt, the faster, the better. And that is especially true if you have credit card debt. The fastest way to pay off credit card debt is to focus on one credit card at a time and to then choose a debt repayment plan that helps you stay motivated.  When …

WHAT IS THE FASTEST WAY TO PAY OFF CREDIT CARD DEBT?Read More »