In the short term, Affirm likely does not impact your credit score, but Affirm can affect your credit score over time. Here’s how. Affirm is a company that offers a buy now pay later financing method for every day purchases. Affirm offers small installment loans as a payment method rather than using a credit card …
How do I pay off my debt? Paying off your debt can be overwhelming at first. Start by listing out your debt, choosing a debt repayment method, and creating a budget. When my son was 3 years old, I bought him a red flyer scooter for Christmas. The first time he tried it, he put …
When it comes to paying off debt, the faster, the better. And that is especially true if you have credit card debt. The fastest way to pay off credit card debt is to focus on one credit card at a time and to then choose a debt repayment plan that helps you stay motivated. When …
WHAT IS THE FASTEST WAY TO PAY OFF CREDIT CARD DEBT?Read More »
Credit scores are like temperamental toddlers. It can be difficult to know what they want from you. One wrong move and you might be in melt down city, despite your best intentions. Just like you can learn to anticipate a toddler’s needs, you can figure out the best moves you can make when paying off …
WHAT DEBT SHOULD I PAY OFF FIRST TO RAISE MY CREDIT SCORE?Read More »
The order that you do things matters. Have you ever brushed your teeth, and then tried to eat an orange? Didn’t taste very good did it? That’s because the order of doing those two activities mattered– it would have been better to eat the orange first and then brush your teeth. At least, the orange …
Have you ever heard financial advice that is basically “hurry and do absolutely whatever it takes to pay off debt as quick as you can, even if it costs your mental health and all of your relationships?” Essentially meaning, you can live your life later, once you are out of debt. For people like me …
Credit card debt is like Steve Urkel– an obnoxious neighbor that won’t go away, unless you are intentional with your efforts to get rid of it. Do you have a credit card debt balance that seems to never go away? If so, you’re in good company! About half of all adult Americans also carry credit …
HOW LONG DOES IT TAKE THE AVERAGE PERSON TO PAY OFF CREDIT CARD DEBT?Read More »
Hi there! I’m Amber! And welcome to the Deeply in Debt blog where we’re offering simple solutions for big debt.
