Got massive student loan debt? Let me start out by saying you aren’t alone! We graduated from law school (me) and dental school (hubby) with $650,000 in student loans. (You can read our student loan debt story here). At the time we felt completely alone, but we quickly realized that we weren’t. In fact, lots […]
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HOW TO NOT FEEL STRESSED FINANCIALLY
I don’t know about you, but the end of the year usually leaves me feeling one way— strapped financially. And feeling strapped financially makes me feel stressed. And do you know what I already have enough of in my life? Stress. Especially at the end of the year when there are deadlines for work and […]
SHOULD I PAY OFF STUDENT LOANS BEFORE SAVING?
Wondering whether you should pay off student loans before saving? I wondered the same thing when I started my journey of aggressively paying off $650k of student loans. While everyone’s situation is different, I think for the most part, you should save up some money before paying off student loans. Here’s why. Should I pay […]
BEST SMALL BUSINESS CREDIT CARD 2019
Since we opened up our businesses recently (Danny bought an existing dental practice and I started working from home reviewing contracts for people), we’ve been on the hunt for the best small business credit card. Instead of taking other people’s word for it, I read the fine print on the most popular small business credit […]
BUYING A DENTAL PRACTICE WHEN YOU’RE IN DEBT
Have you been thinking about buying a dental practice when you’re in debt? Wondering whether it’s a good idea? This year, we bought a dental practice even though we have over $400,000 left to pay back on our student loans (we’re down from $650,000!) So we definitely can appreciate all of the stress and things […]
JUNE 2019 DEBT UPDATE
Hey frugal friends! It’s been a while since I’ve shared a debt update on the blog. This is so for two reasons: (1) I send out a newsletter once a month that shares all of our monthly spending and gives a debt update and (2) we haven’t had much to share since we stopped making […]
DO I REALLY NEED LIFE INSURANCE?
It’s not easy to think about life insurance. Trust me, I know. It’s not fun to imagine you or your spouse dead. I get it. But the chances are good that if you are a young professional (dentist, doctor, lawyer, etc) saddled with student loan debt despite your high income, you don’t have enough (or […]