Have you ever had to use money from your emergency fund? I know I have. Or perhaps there have been times where you sure wish you had an emergency fund to use when something unexpected has happened. I’ve been there too. I can think of situations where our cars needed a big expensive fix. Or […]
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HOW DOES MORTGAGE DEFERMENT WORK?
Ever wonder, “how does mortgage deferment work?” With the coronavirus wreaking havoc across the global economy, you might understandably be considering mortgage deferment to help you make ends meet. Many people across the nation (and globe) are either out of jobs or have been forced to temporarily stay home while we all try to prevent […]
HOW TO LOWER YOUR HOSPITAL BILL
Wondering how to lower your hospital bill? Hospital stays can be extremely scary. Especially if you don’t have experience with hospitals. Other than giving birth to my son, I was very fortunate to never have to stay in a hospital until this year, when I had a scary pregnancy complication. The whole drive to the […]
FIRST STEPS TO PAYING OFF MASSIVE STUDENT LOANS
Got massive student loan debt? Let me start out by saying you aren’t alone! We graduated from law school (me) and dental school (hubby) with $650,000 in student loans. (You can read our student loan debt story here). At the time we felt completely alone, but we quickly realized that we weren’t. In fact, lots […]
HOW TO NOT FEEL STRESSED FINANCIALLY
I don’t know about you, but the end of the year usually leaves me feeling one way— strapped financially. And feeling strapped financially makes me feel stressed. And do you know what I already have enough of in my life? Stress. Especially at the end of the year when there are deadlines for work and […]
SHOULD I PAY OFF STUDENT LOANS BEFORE SAVING?
Wondering whether you should pay off student loans before saving? I wondered the same thing when I started my journey of aggressively paying off $650k of student loans. While everyone’s situation is different, I think for the most part, you should save up some money before paying off student loans. Here’s why. Should I pay […]
BEST SMALL BUSINESS CREDIT CARD 2019
Since we opened up our businesses recently (Danny bought an existing dental practice and I started working from home reviewing contracts for people), we’ve been on the hunt for the best small business credit card. Instead of taking other people’s word for it, I read the fine print on the most popular small business credit […]