Wondering whether you should pay off student loans before saving? I wondered the same thing when I started my journey of aggressively paying off $650k of student loans. While everyone’s situation is different, I think for the most part, you should save up some money before paying off student loans. Here’s why. Should I pay […]
debt help
BEST SMALL BUSINESS CREDIT CARD 2019
Since we opened up our businesses recently (Danny bought an existing dental practice and I started working from home reviewing contracts for people), we’ve been on the hunt for the best small business credit card. Instead of taking other people’s word for it, I read the fine print on the most popular small business credit […]
BUYING A DENTAL PRACTICE WHEN YOU’RE IN DEBT
Have you been thinking about buying a dental practice when you’re in debt? Wondering whether it’s a good idea? This year, we bought a dental practice even though we have over $400,000 left to pay back on our student loans (we’re down from $650,000!) So we definitely can appreciate all of the stress and things […]
JUNE 2019 DEBT UPDATE
Hey frugal friends! It’s been a while since I’ve shared a debt update on the blog. This is so for two reasons: (1) I send out a newsletter once a month that shares all of our monthly spending and gives a debt update and (2) we haven’t had much to share since we stopped making […]
DO I REALLY NEED LIFE INSURANCE?
It’s not easy to think about life insurance. Trust me, I know. It’s not fun to imagine you or your spouse dead. I get it. But the chances are good that if you are a young professional (dentist, doctor, lawyer, etc) saddled with student loan debt despite your high income, you don’t have enough (or […]
STUDENT LOAN DEBT HELP
Need help navigating your student loans? For me, student loan debt seemed like no big deal when I was starting school. It was just one more thing on the to-do list of starting school. You create your class schedule, get your text books, sign a couple of dotted lines to take out six figures of […]
HOW I PAID OFF $200K OF STUDENT LOANS IN 2 YEARS
Have you ever felt like the weight of your student loan debt (or any other debt for that matter) was going to completely crush you? I have. I remember clearly sitting in the reserve section of the law library during my final semester of law school, opening up the website to view mine and my […]