When I was on the track team in high school, our coach would constantly hound us about finishing our workouts strong. If we finished our drills and workouts strong, then come race day, we’d be much more likely to finish our races strong and do well. It’s not easy to finish strong when you are […]
debt help
HOW TO COPE WITH ANXIETY ABOUT DEBT

Do you have anxiety about debt? If you do, you’re in good company. I go through phases where it’s very stressful and causes me to feel insanely anxious and phases where I feel cool as a cucumber about it. Before reading on, please note that I’m not any sort of mental health counselor or specialist. […]
IS CREDIBLE LEGIT?

Is Credible legit? Are you wondering whether the company Credible is legit? You’re in good company. About a year after we graduated from law school (me) and dental school (husband) we decided to refinance our student loans for a lower interest rate to save money on our debt. This simple act saved us thousands of […]
HOW TO STAY POSITIVE WHILE PAYING OFF DEBT

I don’t know about you, but for me, paying off debt can feel completely overwhelming. It’s certainly not easy and if you are paying off a six-figure balance (like us) it can take several years. It can be hard to stay positive and keep moving forward when it feels like you’ll never be debt free. […]
ANNOUNCING: THE PAIDBACK APP

Have you ever felt overwhelmed by your debt? I know I have. When my husband and I were about to graduate from dental school and law school respectively, I took the first look at our mountain of student loan debt and felt like falling right out of my chair. Our balance was well over $500,000 […]
WHAT SHOULD I DO WITH MY STUDENT LOANS RIGHT NOW?

We are living in unprecedented times. The United States government suspended all federal student loan payments and all interest charges until December 31, 2020. In addition, collections and garnishments on student loan debt in default is halted. So you may be wondering, what on earth should I do with my student loans right now? Here […]
WHEN IS IT OK TO USE YOUR EMERGENCY FUND?

Have you ever had to use money from your emergency fund? I know I have. Or perhaps there have been times where you sure wish you had an emergency fund to use when something unexpected has happened. I’ve been there too. I can think of situations where our cars needed a big expensive fix. Or […]