I don’t know about you, but for me, paying off debt can feel completely overwhelming. It’s certainly not easy and if you are paying off a six-figure balance (like us) it can take several years. It can be hard to stay positive and keep moving forward when it feels like you’ll never be debt free. […]
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ANNOUNCING: THE PAIDBACK APP
Have you ever felt overwhelmed by your debt? I know I have. When my husband and I were about to graduate from dental school and law school respectively, I took the first look at our mountain of student loan debt and felt like falling right out of my chair. Our balance was well over $500,000 […]
WHAT SHOULD I DO WITH MY STUDENT LOANS RIGHT NOW?
We are living in unprecedented times. The United States government suspended all federal student loan payments and all interest charges until December 31, 2020. In addition, collections and garnishments on student loan debt in default is halted. So you may be wondering, what on earth should I do with my student loans right now? Here […]
WHEN IS IT OK TO USE YOUR EMERGENCY FUND?
Have you ever had to use money from your emergency fund? I know I have. Or perhaps there have been times where you sure wish you had an emergency fund to use when something unexpected has happened. I’ve been there too. I can think of situations where our cars needed a big expensive fix. Or […]
HOW DOES MORTGAGE DEFERMENT WORK?
Ever wonder, “how does mortgage deferment work?” With the coronavirus wreaking havoc across the global economy, you might understandably be considering mortgage deferment to help you make ends meet. Many people across the nation (and globe) are either out of jobs or have been forced to temporarily stay home while we all try to prevent […]
HOW TO LOWER YOUR HOSPITAL BILL
Wondering how to lower your hospital bill? Hospital stays can be extremely scary. Especially if you don’t have experience with hospitals. Other than giving birth to my son, I was very fortunate to never have to stay in a hospital until this year, when I had a scary pregnancy complication. The whole drive to the […]
FIRST STEPS TO PAYING OFF MASSIVE STUDENT LOANS
Got massive student loan debt? Let me start out by saying you aren’t alone! We graduated from law school (me) and dental school (hubby) with $650,000 in student loans. (You can read our student loan debt story here). At the time we felt completely alone, but we quickly realized that we weren’t. In fact, lots […]