Since we opened up our businesses recently (Danny bought an existing dental practice and I started working from home reviewing contracts for people), we’ve been on the hunt for the best small business credit card. Instead of taking other people’s word for it, I read the fine print on the most popular small business credit […]
debt help
BUYING A DENTAL PRACTICE WHEN YOU’RE IN DEBT
Have you been thinking about buying a dental practice when you’re in debt? Wondering whether it’s a good idea? This year, we bought a dental practice even though we have over $400,000 left to pay back on our student loans (we’re down from $650,000!) So we definitely can appreciate all of the stress and things […]
JUNE 2019 DEBT UPDATE
Hey frugal friends! It’s been a while since I’ve shared a debt update on the blog. This is so for two reasons: (1) I send out a newsletter once a month that shares all of our monthly spending and gives a debt update and (2) we haven’t had much to share since we stopped making […]
DO I REALLY NEED LIFE INSURANCE?
It’s not easy to think about life insurance. Trust me, I know. It’s not fun to imagine you or your spouse dead. I get it. But the chances are good that if you are a young professional (dentist, doctor, lawyer, etc) saddled with student loan debt despite your high income, you don’t have enough (or […]
STUDENT LOAN DEBT HELP
Need help navigating your student loans? For me, student loan debt seemed like no big deal when I was starting school. It was just one more thing on the to-do list of starting school. You create your class schedule, get your text books, sign a couple of dotted lines to take out six figures of […]
HOW I PAID OFF $200K OF STUDENT LOANS IN 2 YEARS
Have you ever felt like the weight of your student loan debt (or any other debt for that matter) was going to completely crush you? I have. I remember clearly sitting in the reserve section of the law library during my final semester of law school, opening up the website to view mine and my […]
EASIEST BUDGETING METHOD EVER
Since we first started our journey paying off $650k of student loan debt, we’ve tried out dozens of different budgeting techniques, many of which were needlessly complicated. Budgeting can actually be extremely simple. From paying for everything in cash, to complex excel sheets, we’ve finally found the EASIEST BUDGETING METHOD ever that has worked amazingly […]