We are living in unprecedented times. The United States government suspended all federal student loan payments and all interest charges until December 31, 2020. In addition, collections and garnishments on student loan debt in default is halted. So you may be wondering, what on earth should I do with my student loans right now? Here […]
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WHEN IS IT OK TO USE YOUR EMERGENCY FUND?
Have you ever had to use money from your emergency fund? I know I have. Or perhaps there have been times where you sure wish you had an emergency fund to use when something unexpected has happened. I’ve been there too. I can think of situations where our cars needed a big expensive fix. Or […]
HOW DOES MORTGAGE DEFERMENT WORK?
Ever wonder, “how does mortgage deferment work?” With the coronavirus wreaking havoc across the global economy, you might understandably be considering mortgage deferment to help you make ends meet. Many people across the nation (and globe) are either out of jobs or have been forced to temporarily stay home while we all try to prevent […]
HOW TO LOWER YOUR HOSPITAL BILL
Wondering how to lower your hospital bill? Hospital stays can be extremely scary. Especially if you don’t have experience with hospitals. Other than giving birth to my son, I was very fortunate to never have to stay in a hospital until this year, when I had a scary pregnancy complication. The whole drive to the […]
FIRST STEPS TO PAYING OFF MASSIVE STUDENT LOANS
Got massive student loan debt? Let me start out by saying you aren’t alone! We graduated from law school (me) and dental school (hubby) with $650,000 in student loans. (You can read our student loan debt story here). At the time we felt completely alone, but we quickly realized that we weren’t. In fact, lots […]
HOW TO NOT FEEL STRESSED FINANCIALLY
I don’t know about you, but the end of the year usually leaves me feeling one way— strapped financially. And feeling strapped financially makes me feel stressed. And do you know what I already have enough of in my life? Stress. Especially at the end of the year when there are deadlines for work and […]
SHOULD I PAY OFF STUDENT LOANS BEFORE SAVING?
Wondering whether you should pay off student loans before saving? I wondered the same thing when I started my journey of aggressively paying off $650k of student loans. While everyone’s situation is different, I think for the most part, you should save up some money before paying off student loans. Here’s why. Should I pay […]