I created this Student Loan Planer review after getting lots of DM’s about whether a consult with the Student Loan Planner was worth the money, once we realized that we were going to save $200,000 on the student loan repayment plan that we chose. The short answer is that I think it’s worth it for […]
debt help
PAYING OFF SIX FIGURES OF DEBT
If you have six figures of debt, you’re in good company. The population of people who have six figures of student loan debt is exploding– more than 700,000 borrowers in the U.S. owe more than $200k, plus 2 million borrowers who owe between $100k and $200k. It sounds crazy in the abstract, when you AREN’T one […]
REASONS YOU SHOULDN’T USE CASH
I’m going to say something controversial here. I think you shouldn’t use cash. Ever since Dave Ramsey’s Total Money Makeover came out (if you haven’t read it, I fully recommend it as a great starting place) it seems like everyone these days is using cash. Dave recommends it as a tool to keep your spending in […]
HOW TO GET YOUR SPOUSE ON BOARD FINANCIALLY
When Danny and I were engaged, I remember hearing a lot of people (including in a marriage class that I took) talk about “being one” with your spouse. I’d heard this concept throughout my life and never given it much thought. How could I be “one” with someone else? Doesn’t the presence of someone else […]
I MAKE GOOD MONEY SO WHY AM I ALWAYS BROKE?
A couple of years ago I was talking to a dear friend who had recently started working after being a stay at home mom for several years. She more than doubled her family’s income when she started working. She asked me something one day that blew my mind. She said, “Now that I’m working we […]
HOW TO AVOID HOLIDAY DEBT
Have you ever stayed up really late on a night where you had to wake up early the next day? Did you totally regret it? Maybe it was fun in the moment (sometimes it’s not even that fun in the moment!) but didn’t you fully regret it the next day when you had to wake […]
PSLF AND MATERNITY LEAVE
There’s so much uncertainty surrounding pregnancy. Will you have a boy or a girl? How will pregnancy impact your health? Will you be able to work while you are pregnant? When will that baby *actually* come? One thing should be certain though, and that’s how your student loans will be impacted if you are banking […]