EVERYTHING YOU NEED TO KNOW ABOUT REFINANCING YOUR FEDERAL STUDENT LOANS

Curious about refinancing your student loans? Find the whole process completely overwhelming? I know first hand that it can feel that way. But it is actually really simple and not that big of a deal after all. Refinancing your federal student loans is a strategy that a lot of federal student loan borrowers use to […]

EVERYTHING YOU NEED TO KNOW ABOUT THE INCOME SENSITIVE REPAYMENT PLAN

Curious about the Income Sensitive Repayment Plan? Here is everything you need to know. The Income Sensitive Repayment Plan is a 10 year payment plan for low income borrowers who have FFEL Program loans and who want to lower their monthly payment. Under this plan, payments increase or decrease depending on your annual income. Figuring […]

EVERYTHING YOU NEED TO KNOW ABOUT THE EXTENDED REPAYMENT PLAN

Curious if the Extended Repayment Plan is right for you? The Extended Repayment Plan is exactly what it sounds like– a repayment plan that extends the life of your loan in order to help make your monthly student loan payments smaller. Instead of being in debt for 10 years under the standard repayment plan, you […]

EVERYTHING YOU NEED TO KNOW ABOUT THE GRADUATED REPAYMENT PLAN

Curious if the Graduated Repayment Plan is right for you? The graduated repayment plan is a repayment plan for borrowers who are starting out with low incomes but expect to see an increase in their incomes over time. This makes sense for a lot of recent grads who take entry level jobs but who will […]

EVERYTHING YOU NEED TO KNOW ABOUT ICR

INCOME CONTINGENT REPAYMENT Figuring out how to navigate your student loan debt is like trying to figure out what to eat for lunch when you’re already hangry. (anger induced by hunger). There are so many different options, that it leaves you (or at least, me) feeling like sticking my head under a rug and sobbing. […]

EVERYTHING YOU NEED TO KNOW ABOUT INCOME BASED REPAYMENT

Figuring out how to navigate your student loan debt is like trying to figure out what to eat for lunch when you’re already hangry. (anger induced by hunger). There are so many different options, that it leaves you (or at least, me) feeling like sticking my head under a rug and sobbing. (I get dramatic […]

HOW TO DECIDE IF INCOME DRIVEN STUDENT LOAN REPAYMENT IS THE BEST PLAN FOR ME?

Is income driven student loan repayment right for me? Is a standard payment plan right for me? What is my best option for paying off student loan debt? These are some of the questions I was stumped by when I graduated from law school. There are SO many options and so many voices saying contradictory […]

HOW TO CHOOSE THE BEST STUDENT LOAN REPAYMENT PLAN FOR YOU

Have you ever felt paralyzed when you have had to make a choice when there were too many options? Once, we were eating at a restaurant where the menu looked like a novel. There were hundreds of options and so many varieties that it left this slow decision maker completely paralyzed. Not only did it […]