Fireworks, beaches, BBQ… is there any better holiday than the 4th of July? Unfortunately, like most American holidays, the 4th of July can quickly turn into a holiday that is more about consumerism than celebrating the true meaning of the holiday — America’s independence. The 4th of July is hands down my FAVORITE holiday. And […]
frugal living
JOIN OUR NO SPEND SUMMER CHALLENGE
On the island of Oahu, there is a beach affectionately nick named “Pounders.” There is a big sand bar and strong current which allows big waves to break basically right on the sand. Thus, when you body surf, you literally get pounded into the sand. When I was in college, my roommates and I would […]
CHEAP SUMMER BUCKET LIST IDEAS
Our household is in full on summer mode at the moment. As I write this, I have my feet propped up on our patio table, drinking a Diet Coke (which like me, is sweating profusely). M has the sprinkler on and is playing in his little blow up pool. Practically heaven. Summer snuck up on […]
HOW TO SAVE A TON OF MONEY WITH AN HSA
Have you ever started a new job, signed a BUNCH of paper work (including health insurance documents), and then left for the day not really knowing what the heck happened? Or does the word “insurance” make you want to hide under your down comforter and binge watch Netflix on your phone all day? Well you’re […]
HERE ARE 8 REASONS WHY YOU SHOULD BIKE TO WORK
Do you remember how you felt riding a bike for the very first time? The feeling of the wind rushing past your face and body– your legs pumping you as fast as you can go. Didn’t you feel FREE– just completely free of all of the cares in the world? At least that’s what I […]
HOW TO MAKE YOUR GARDEN WORTH IT FINANCIALLY
Have you been dreaming of growing your own garden? Do you lack a green thumb, like me? Are you worried about whether you can make your garden worth it financially? One of my very very very favorite ways to save money to apply to our hefty student loan balance is to grow some of our favorite […]
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HOW TO DATE EVEN IF YOU HAVE DEBT
Are you in debt? Still want to have a love life? Have no fear. You can be a total Scrooge when it comes to spending money and still date while you’re in debt. This list is applicable whether you are single, married, have no kids, or tons of them. Since Valentine’s Day is this week, […]
CHEAP OR FREE VALENTINES DAY GIFT IDEAS (for him or for her!)
Valentine’s Day is less than one week away– but with these cheap Valentine’s day gift ideas, you should be A-OK! Since we are paying off over $600k of student loan debt, holidays have to be fairly simple around here. In fact, we have become pros at saving money during various holidays. (Easter, Christmas, etc) So, […]
HOW TO CELEBRATE CHRISTMAS ON A BUDGET
The holiday season can get expensive. And I mean like, really expensive. It seems like this time of year there are SO many things to spend money on– gifts, activities, taxes are due soon, all kinds of accounting issues and bills that need to be paid by the end of the year, etc. Does it […]
CHEAP AND EASY LAST MINUTE TROLLS COSTUME
Need a cheap and easy last minute Halloween costume? M really wanted to be Branch from the movie Trolls for Halloween this year. Untl I finished making his costume, after which he informed me that he really wanted to be Spiderman. Womp womp. Danny and I are going to be Bergens from the movie, so […]