One of the most popular questions in my inbox is “what things do you do to save money?” I’ve spent the last few weeks answering that question with my new guide, Deeply in Debt’s Money Saving Resources! This PDF is packed full of my FAVORITE money saving resources. I was picky about what I included […]
frugal living
LABOR DAY ON A BUDGET
I’ve said it once and I’ll say it again, you don’t have to have the all or nothing mentality when you are paying off debt that you are not going to spend *any* money while you are paying off debt. You should live the same way while you’re paying off debt as you intend to live […]
BIRTHDAY FREEBIES
Guess what tomorrow is? That’s right! My birthday! Facebook has made it really easy to remember your friends birthdays– even those people you haven’t talked to since high school. It’s nice to be remembered by your friends and family on your birthday. And you know what else is nice? Being remembered by your favorite restaurants and […]
WHAT I GAINED FROM A NO SPEND MONTH
Last month, we hosted a “No Spend Summer” Challenge. In other words, a no spend month. Or in other other words, a month in which we didn’t spend money. For one month, we challenged our readers to give up spending in one area of their budget where they routinely don’t do well. For us, that meant […]
HOW TO CELEBRATE THE 4TH OF JULY ON A BUDGET
Fireworks, beaches, BBQ… is there any better holiday than the 4th of July? Unfortunately, like most American holidays, the 4th of July can quickly turn into a holiday that is more about consumerism than celebrating the true meaning of the holiday — America’s independence. The 4th of July is hands down my FAVORITE holiday. And […]
JOIN OUR NO SPEND SUMMER CHALLENGE
On the island of Oahu, there is a beach affectionately nick named “Pounders.” There is a big sand bar and strong current which allows big waves to break basically right on the sand. Thus, when you body surf, you literally get pounded into the sand. When I was in college, my roommates and I would […]
CHEAP SUMMER BUCKET LIST IDEAS
Our household is in full on summer mode at the moment. As I write this, I have my feet propped up on our patio table, drinking a Diet Coke (which like me, is sweating profusely). M has the sprinkler on and is playing in his little blow up pool. Practically heaven. Summer snuck up on […]
HOW TO SAVE A TON OF MONEY WITH AN HSA
Have you ever started a new job, signed a BUNCH of paper work (including health insurance documents), and then left for the day not really knowing what the heck happened? Or does the word “insurance” make you want to hide under your down comforter and binge watch Netflix on your phone all day? Well you’re […]
HERE ARE 8 REASONS WHY YOU SHOULD BIKE TO WORK
Do you remember how you felt riding a bike for the very first time? The feeling of the wind rushing past your face and body– your legs pumping you as fast as you can go. Didn’t you feel FREE– just completely free of all of the cares in the world? At least that’s what I […]
HOW TO MAKE YOUR GARDEN WORTH IT FINANCIALLY
Have you been dreaming of growing your own garden? Do you lack a green thumb, like me? Are you worried about whether you can make your garden worth it financially? One of my very very very favorite ways to save money to apply to our hefty student loan balance is to grow some of our favorite […]