Do you think you could go one day without spending any money? What about two days? Three? A full week? Every now and then, we do a “no spend challenge” around here. A typical no spend challenge is where, for a set period of time, you basically are in a spending freeze with your finances. […]
frugal living
FINANCIAL MISTAKES NEW PARENTS MAKE
My son M was born my last semester of law school. People frequently ask me how I survived being in law school with a new born. It really wasn’t that bad, but to be fair, I don’t have anything else to compare it to! The hardest part for me though was keeping our spending in […]
HOW TO DO PORTLAND ON A BUDGET
My littlest no longer little brother got married this weekend in Portland. Everything was perfect, and I mean everything. First, on our way there, our son M and I got upgraded to first class, aka heaven. I literally put my legs out in front of me and they couldn’t reach the seat in front of me. […]
MONEY SAVING RESOURCES
One of the most popular questions in my inbox is “what things do you do to save money?” I’ve spent the last few weeks answering that question with my new guide, Deeply in Debt’s Money Saving Resources! This PDF is packed full of my FAVORITE money saving resources. I was picky about what I included […]
LABOR DAY ON A BUDGET
I’ve said it once and I’ll say it again, you don’t have to have the all or nothing mentality when you are paying off debt that you are not going to spend *any* money while you are paying off debt. You should live the same way while you’re paying off debt as you intend to live […]
BIRTHDAY FREEBIES
Guess what tomorrow is? That’s right! My birthday! Facebook has made it really easy to remember your friends birthdays– even those people you haven’t talked to since high school. It’s nice to be remembered by your friends and family on your birthday. And you know what else is nice? Being remembered by your favorite restaurants and […]
WHAT I GAINED FROM A NO SPEND MONTH
Last month, we hosted a “No Spend Summer” Challenge. In other words, a no spend month. Or in other other words, a month in which we didn’t spend money. For one month, we challenged our readers to give up spending in one area of their budget where they routinely don’t do well. For us, that meant […]
HOW TO CELEBRATE THE 4TH OF JULY ON A BUDGET
Fireworks, beaches, BBQ… is there any better holiday than the 4th of July? Unfortunately, like most American holidays, the 4th of July can quickly turn into a holiday that is more about consumerism than celebrating the true meaning of the holiday — America’s independence. The 4th of July is hands down my FAVORITE holiday. And […]
JOIN OUR NO SPEND SUMMER CHALLENGE
On the island of Oahu, there is a beach affectionately nick named “Pounders.” There is a big sand bar and strong current which allows big waves to break basically right on the sand. Thus, when you body surf, you literally get pounded into the sand. When I was in college, my roommates and I would […]
CHEAP SUMMER BUCKET LIST IDEAS
Our household is in full on summer mode at the moment. As I write this, I have my feet propped up on our patio table, drinking a Diet Coke (which like me, is sweating profusely). M has the sprinkler on and is playing in his little blow up pool. Practically heaven. Summer snuck up on […]