Curious about refinancing your student loans? Find the whole process completely overwhelming? I know first hand that it can feel that way. But it is actually really simple and not that big of a deal after all. Refinancing your federal student loans is a strategy that a lot of federal student loan borrowers use to […]
student loans
EVERYTHING YOU NEED TO KNOW ABOUT THE STANDARD STUDENT LOAN REPAYMENT PLAN
The Standard Student Loan Repayment Plan is a 10 year repayment plan that fixes your payments at a monthly rate (never less than $50) for you to pay off your loans within 10 years. I call this the “mortgage” repayment plan. It’s just like making payments on a house. You make a fixed payment over […]
EVERYTHING YOU NEED TO KNOW ABOUT THE INCOME SENSITIVE REPAYMENT PLAN
Curious about the Income Sensitive Repayment Plan? Here is everything you need to know. The Income Sensitive Repayment Plan is a 10 year payment plan for low income borrowers who have FFEL Program loans and who want to lower their monthly payment. Under this plan, payments increase or decrease depending on your annual income. Figuring […]
EVERYTHING YOU NEED TO KNOW ABOUT THE EXTENDED REPAYMENT PLAN
Curious if the Extended Repayment Plan is right for you? The Extended Repayment Plan is exactly what it sounds like– a repayment plan that extends the life of your loan in order to help make your monthly student loan payments smaller. Instead of being in debt for 10 years under the standard repayment plan, you […]
EVERYTHING YOU NEED TO KNOW ABOUT THE GRADUATED REPAYMENT PLAN
Curious if the Graduated Repayment Plan is right for you? The graduated repayment plan is a repayment plan for borrowers who are starting out with low incomes but expect to see an increase in their incomes over time. This makes sense for a lot of recent grads who take entry level jobs but who will […]
EVERYTHING YOU NEED TO KNOW ABOUT ICR
INCOME CONTINGENT REPAYMENT Figuring out how to navigate your student loan debt is like trying to figure out what to eat for lunch when you’re already hangry. (anger induced by hunger). There are so many different options, that it leaves you (or at least, me) feeling like sticking my head under a rug and sobbing. […]
EVERYTHING YOU NEED TO KNOW ABOUT INCOME BASED REPAYMENT
Figuring out how to navigate your student loan debt is like trying to figure out what to eat for lunch when you’re already hangry. (anger induced by hunger). There are so many different options, that it leaves you (or at least, me) feeling like sticking my head under a rug and sobbing. (I get dramatic […]
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EVERYTHING YOU NEED TO KNOW ABOUT PAYE
Figuring out how to navigate your student loan debt is like trying to figure out what to eat for lunch when you’re already hangry. (anger induced by hunger). There are so many different options, that it leaves you (or at least, me) feeling like sticking my head under a rug and sobbing. (I get dramatic […]
EVERYTHING YOU NEED TO KNOW ABOUT REPAYE
Figuring out how to navigate your student loan debt is like trying to figure out what to eat for lunch when you’re already hangry. (anger induced by hunger). There are so many different options, that it leaves you (or at least, me) feeling like sticking my head under a rug and sobbing. (I get dramatic […]
EVERYTHING YOU NEED TO KNOW ABOUT PUBLIC SERVICE LOAN FORGIVENESS
Curious about PUBLIC SERVICE LOAN FORGIVENESS? EVERYTHING YOU NEED TO KNOW ABOUT PUBLIC SERVICE LOAN FORGIVENESS The Public Service Loan Forgiveness Program (PSLF) is exactly what it sounds like. It is a federal student loan forgiveness program for public service employees. It applies to people with federal student loans in specific fields of work, with […]