Let’s get straight down to business. Here is the current state of our loans:


It definitely feels good to see these numbers going down. For my law school summer loan listed above, I had to call and email several people to track down the entity who my loan has been passed on to. I think the way student loans are handled is SO messed up. I should, at the very least, get notice of who I am responsible to for payments, ideally before the loan gets sold away or at a minimum, when it happens. I do not like that loan servicers seem to presuppose that folks would never pay their loans off early. The cynic in me wonders if they actually would prefer that I not pay my loans off early.

I really felt like my loan servicer didn’t want to be found. Interest on that loan doesn’t start accruing until March, so I want to pay it off before then. Luckily I found it! Shouldn’t have been that hard. Just saying.

Happy Holidays! I hope you have less debt than us! 🙂 🙂 🙂


  1. So is your summer loan from the Wooley Fund? Because I've heard absolutely nothing about that and I'm starting to get worried… But loving this blog! We can stone Dave Ramsey together. 😉

  2. YES! If you want info about it you have to login to then click byu long term loan balance then click on whatever financial entity is there and then you have to contact them to get your login infomation etc of how you pay it off. Kind of a pain, but there ya go! Miss your face!

  3. Good luck! My fiancé and I just paid off our loans (only 89k total debt) but we used a mixture of snowball and highest rate first methods. I think using whatever method works for you makes sense.

    1. Thanks! And I totally agree. I definitely think whatever kind of debt you have matters in the strategy you use to pay it off. Congrats on getting yours paid off! And I lol’d at “only 89k” haha.

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