JANUARY DEBT UPDATE

To be fair, our car loan getting paid off was not by choice, as we discussed HERE.

Its always a good feeling when you are able to pay off more of your loan than what accrued in interest, ha. We tried to keep Christmas gifts slim this year and I’ve been picking up a few photography jobs and mystery shopping to add a little bit of cash. It definitely helped us survive the Christmas season and the huge set back of losing our car. 🙂 

We have started applying for jobs for when Danny graduates and are really starting to crack down on how we want to tackle his fat stack of debt! IRB? PAYE? Standard repayment plan? TBD. I’ll post our thoughts on each.

P.s. M turned one this week. Time is such a bully! I am a wreck.