Curious about the Income Sensitive Repayment Plan? Here is everything you need to know. The Income Sensitive Repayment Plan is a 10 year payment plan for low income borrowers who have FFEL Program loans and who want to lower their monthly payment. Under this plan, payments increase or decrease depending on your annual income. Figuring […]
EVERYTHING YOU NEED TO KNOW ABOUT THE EXTENDED REPAYMENT PLAN
Curious if the Extended Repayment Plan is right for you? The Extended Repayment Plan is exactly what it sounds like– a repayment plan that extends the life of your loan in order to help make your monthly student loan payments smaller. Instead of being in debt for 10 years under the standard repayment plan, you […]
EVERYTHING YOU NEED TO KNOW ABOUT THE GRADUATED REPAYMENT PLAN
Curious if the Graduated Repayment Plan is right for you? The graduated repayment plan is a repayment plan for borrowers who are starting out with low incomes but expect to see an increase in their incomes over time. This makes sense for a lot of recent grads who take entry level jobs but who will […]
EVERYTHING YOU NEED TO KNOW ABOUT ICR
INCOME CONTINGENT REPAYMENT Figuring out how to navigate your student loan debt is like trying to figure out what to eat for lunch when you’re already hangry. (anger induced by hunger). There are so many different options, that it leaves you (or at least, me) feeling like sticking my head under a rug and sobbing. […]
EVERYTHING YOU NEED TO KNOW ABOUT INCOME BASED REPAYMENT
Figuring out how to navigate your student loan debt is like trying to figure out what to eat for lunch when you’re already hangry. (anger induced by hunger). There are so many different options, that it leaves you (or at least, me) feeling like sticking my head under a rug and sobbing. (I get dramatic […]
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EVERYTHING YOU NEED TO KNOW ABOUT PAYE
Figuring out how to navigate your student loan debt is like trying to figure out what to eat for lunch when you’re already hangry. (anger induced by hunger). There are so many different options, that it leaves you (or at least, me) feeling like sticking my head under a rug and sobbing. (I get dramatic […]
EVERYTHING YOU NEED TO KNOW ABOUT REPAYE
Figuring out how to navigate your student loan debt is like trying to figure out what to eat for lunch when you’re already hangry. (anger induced by hunger). There are so many different options, that it leaves you (or at least, me) feeling like sticking my head under a rug and sobbing. (I get dramatic […]
EVERYTHING YOU NEED TO KNOW ABOUT PUBLIC SERVICE LOAN FORGIVENESS
Curious about PUBLIC SERVICE LOAN FORGIVENESS? EVERYTHING YOU NEED TO KNOW ABOUT PUBLIC SERVICE LOAN FORGIVENESS The Public Service Loan Forgiveness Program (PSLF) is exactly what it sounds like. It is a federal student loan forgiveness program for public service employees. It applies to people with federal student loans in specific fields of work, with […]
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6 EASY WAYS TO STOP HATING MONDAYS
Do you hate Mondays? Instead of hating Monday, it can (and should!) be the best and most powerful day of your week. It seems like every Sunday night as I scroll through Instagram and Facebook, my feeds are riddled with memes about dreading Monday. I imagine if one thing could unite our divided world, it […]
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HOW TO DATE EVEN IF YOU HAVE DEBT
Are you in debt? Still want to have a love life? Have no fear. You can be a total Scrooge when it comes to spending money and still date while you’re in debt. This list is applicable whether you are single, married, have no kids, or tons of them. Since Valentine’s Day is this week, […]