It’s the most wonderful time of the year! But it’s also one of the most stressful times of the year. Do you feel financially overwhelmed by the holidays? I know I’ve felt that way. The Christmas season and the end of the year can bring lots of added stress and financial obligations, from Christmas gifts, […]
HOW TO COPE WITH ANXIETY ABOUT DEBT

Do you have anxiety about debt? If you do, you’re in good company. I go through phases where it’s very stressful and causes me to feel insanely anxious and phases where I feel cool as a cucumber about it. Before reading on, please note that I’m not any sort of mental health counselor or specialist. […]
IS CREDIBLE LEGIT?

Is Credible legit? Are you wondering whether the company Credible is legit? You’re in good company. About a year after we graduated from law school (me) and dental school (husband) we decided to refinance our student loans for a lower interest rate to save money on our debt. This simple act saved us thousands of […]
HOW TO STAY POSITIVE WHILE PAYING OFF DEBT

I don’t know about you, but for me, paying off debt can feel completely overwhelming. It’s certainly not easy and if you are paying off a six-figure balance (like us) it can take several years. It can be hard to stay positive and keep moving forward when it feels like you’ll never be debt free. […]
ANNOUNCING: THE PAIDBACK APP

Have you ever felt overwhelmed by your debt? I know I have. When my husband and I were about to graduate from dental school and law school respectively, I took the first look at our mountain of student loan debt and felt like falling right out of my chair. Our balance was well over $500,000 […]
WHAT SHOULD I DO WITH MY STUDENT LOANS RIGHT NOW?

We are living in unprecedented times. The United States government suspended all federal student loan payments and all interest charges until December 31, 2020. In addition, collections and garnishments on student loan debt in default is halted. So you may be wondering, what on earth should I do with my student loans right now? Here […]
IS IT WORTH BEING FRUGAL?

When we started paying off $650,000 of student loan debt, I was bound and determined that we were going to live as frugally as possible. At the time, I was making $50,000 a year as a judicial law clerk and my husband was finishing up his last year of dental school. It became clear pretty […]