Since it’s October and we’re talking about all things spooky, I thought it was high time we chatted about what happens to your money when you die. If you are reading this, there is a good chance that you are younger than 40, are riddled with student loan/other debt and you might think you don’t […]
NO SPEND NOVEMBER
Do you think you could go one day without spending any money? What about two days? Three? A full week? Every now and then, we do a “no spend challenge” around here. A typical no spend challenge is where, for a set period of time, you basically are in a spending freeze with your finances. […]
FINANCIAL MISTAKES NEW PARENTS MAKE
My son M was born my last semester of law school. People frequently ask me how I survived being in law school with a new born. It really wasn’t that bad, but to be fair, I don’t have anything else to compare it to! The hardest part for me though was keeping our spending in […]
CHOOSING A STUDENT LOAN REPAYMENT PLAN
A few weeks before I graduated from law school, someone in our financial aid office spoke to our class about choosing a student loan repayment plan. To be perfectly honest, I don’t recall what was said in that meeting. But I do recall exactly how I felt afterwards– completely lost, confused, and stressed out about my student […]
HOW TO DO PORTLAND ON A BUDGET
My littlest no longer little brother got married this weekend in Portland. Everything was perfect, and I mean everything. First, on our way there, our son M and I got upgraded to first class, aka heaven. I literally put my legs out in front of me and they couldn’t reach the seat in front of me. […]
HOW TO NOT GET SCREWED BY PUBLIC SERVICE LOAN FORGIVENESS
Imagine that you are entering a contract. Let’s say for purposes of this example, you are going to paint the interior of someone’s home. The contract basically says you, the painter, have to perform your end of the contract. You have to paint the house. You have to buy the paint. All that good stuff. […]
HOW THIS NEW GRADUATE PAID OFF $300K OF STUDENT LOANS IN 1 YEAR
Are you paying off student loans? Do you ever feel totally alone when it comes to paying off debt? For me that is one of the hardest parts about our journey paying off $650k of student loan debt. Sometimes it feels like we are the only ones. But the truth is, there are plenty of […]
10 THINGS
Last month I started doing a 10 Things series. In case you missed it, each month I’ll share 10 things that have been on my mind that may or may not be personal finance related. Here we go! One of the best parts about living in Oklahoma to me is that Fall is basically just […]
MONEY SAVING RESOURCES
One of the most popular questions in my inbox is “what things do you do to save money?” I’ve spent the last few weeks answering that question with my new guide, Deeply in Debt’s Money Saving Resources! This PDF is packed full of my FAVORITE money saving resources. I was picky about what I included […]
SHOULD YOU BUY A HOUSE IF YOU HAVE STUDENT LOANS?
Sometimes people are surprised that we bought a house even though we have student loans. And that makes sense. Student loan debt can completely cripple your finances, including (maybe especially?) crushing your chances of buying a house. In fact, CNBC recently reported that 83% of people ages 22-35 with student loan debt who haven’t bought a […]