January has finalllllly come and gone (well almost). It’s been a crazy month in different ways than usual. I am very ready for summer time and for my twinnies to be here but I’m trying to not wish time away, because every old person I know says not to do that. On to January’s 10 […]
SAMARITAN MINISTRIES REVIEW
Have you been considering a health share ministry like Samaritan Ministries? Here’s my honest Samaritan Ministries review. A little over a year ago. we said goodbye to traditional health insurance and joined a health share ministry. (Not sure what a health share ministry is, or wondering if a health share ministry is right for you? […]
FIRST STEPS TO PAYING OFF MASSIVE STUDENT LOANS
Got massive student loan debt? Let me start out by saying you aren’t alone! We graduated from law school (me) and dental school (hubby) with $650,000 in student loans. (You can read our student loan debt story here). At the time we felt completely alone, but we quickly realized that we weren’t. In fact, lots […]
VALENTINE’S DAY GIFTS ON A BUDGET
Valentine’s Day sneaks up on me every single year! I don’t know if it’s because it feels like I’m not over Christmas yet or if it’s because I’m desperately awaiting Spring, or what, but it seems to catch me off guard. Not only that, but it’s also the start of a new year and we’re […]
TRAVEL HACKING NEW ZEALAND
When we first started our journey paying off debt, I just assumed that any big travel plans would have to wait until we were finished paying off debt. I’d heard of travel hacking before but assumed it was too good to be true and or that we’d have to use a million different credit cards […]
DECEMBER’S 10 THINGS
Since we have officially rung in the new year, I thought it would be fun to list some of our highlights from 2019. As always, some of these will be personal finance related, and some not. We had a pretty darn eventful year, filled with plenty of high highs and low lows. This year has […]
HOW MUCH IVF COSTS
Before we talk numbers here on how much IVF costs, I’m going to share a bit of my own experience with IVF. If you prefer to just see the numbers, you can skip to the next heading for those. About 2 months after our son M was born, I told Danny I was ready for […]