Valentine’s Day sneaks up on me every single year! I don’t know if it’s because it feels like I’m not over Christmas yet or if it’s because I’m desperately awaiting Spring, or what, but it seems to catch me off guard. Not only that, but it’s also the start of a new year and we’re on fire trying to pay off our student loan debt as fast as we can. In other words, we’re not really wanting to spend a ton of money, but we still really want to celebrate Valentine’s Day. Here’s how we are going to do Valentine’s Day gifts on a budget.



One of my favorite Valentine’s Day gifts on a budget is to make a playlist. Remember the good old days when you’d make a mixed tape or burn a CD of your favorite songs for the person you were “going out with?” You can still capture that by creating your own playlist of favorite love songs or songs that remind you of your valentine. If you’ve already got the music, this gift is completely free! Otherwise, just a few dollars to download some songs. It’s sure to be a hit!

valentine's day gifts on a budget


One of my personal favorite Valentine’s Day gifts on a budget are these bluetooth tiles. Your valentine can put these onto his or her keys, wallet, or anything else they have trouble keeping track of. Simply ring the tile so you can find whatever it’s attached to. It also works in reverse, so if you lose your phone, you can ring your phone from your tile! 🙂 I feel like this product was created for my household.


One of mine and Danny’s favorite things to do for each other is throw an at home spa night. We’ll grab face masks, cucumbers for our eyes, and facial lavender spray. I’ll paint my nails or toe nails, and we eat treats and then if it’s not TMI, we give each other massages ha. It’s SO cheap, good bonding, and just all around a fun night! Perfect way to spend a cheap Valentine’s Day.


Another favorite among my Valentine’s Day gifts on a budget are personalized pair of socks. Show the one you love that you really love them by putting your face on his  or her socks. Hahaha. I don’t know why but I just really enjoy the idea of my face on Danny’s socks. You could also put your pet, kids, or anything else your valentine would love on them.


If you are really looking for cheap but awesome Valentine’s day gifts for your valentine, simply write a love note and let them know how you feel! Remind them of happy times you’ve had together and all the reasons why they are your valentine. Nothing could be sweeter!

valentine's day gifts on a budget


Print off a small favorite photo of the two of you so your valentine can stick it in his/her wallet and think of you throughout the day. It costs only pennies, literally, and will surely bring a smile to his/her face.


Speaking of wallets, another great idea for Valentine’s Day gifts on a budget is to grab a minimal wallet, like this Thread Wallet. They come in tons of masculine and feminine designs and you could even get matching ones! Danny and I both use Thread wallets– we love them!! Only $15!


Every couple needs a good bass intense, bluetooth speaker to have dance parties with. For about $25, you can give the gift of good music!


For the lady in your life, you could grab all kinds of cute hair accessories. She’ll love them and they are oh so cheap! These scarves cost less than $10 for 4!


Another among the fun Valentine’s Day gifts on a budget is a journal. I like the idea of a journal because it is so intimate and personal. I think this one is cute and it comes in masculine or feminine styles aka good for him or her.


If your valentine is into Popsockets, they make a perfect cheap Valentine’s Day gift. They’ll be reminded of you every time they pull out their phone and if they are anything like my valentine, that is a lot!


Another idea for a Valentine’s Day gift on a budget is a plant! I mean part of me can only imagine Kate Hudson on How to Lose a Guy in 10 Days crying over her love fern, and then the plant lover in me thinks that is actually the PERFECT gift idea!

valentine's day gifts on a budget

There you have it! Plenty of Valentine’s Day gifts on a budget so that you can celebrate the one you love even if you are on a debt free journey like we are.

If you enjoyed this post, make sure you stay in touch by subscribing to our newsletter by clicking here. You’ll also get a copy of our FREE Debt Payoff Starter Kit.

Here at Deeply in Debt, we offer tons of personal finance advice based on our own journey paying off $650k of student loan debt. If you have student loan debt and aren’t sure where to start or what to do, I highly recommend the CFA’s over at Student Loan Planner to help you put together a solid financial plan for your student loan debt. We personally used them and it literally saved us over $200,000 on our student loans. You can check out the Student Loan Planner here.

valentine's day gift ideas on a budget

Leave a Reply

Your email address will not be published. Required fields are marked *